Let's Get Social! Follow us on
EMERGENCY SERVICE
Call Us Now!
470-619-4624
Blog Layout
How to File an Insurance Claim in North Georgia After Water Damage
March 15, 2019
Filing Insurance Claims
Water damage in your home requires immediate action and potentially assistance from your insurance company. Here at Restoration 1 of North Georgia, we wanted to share our most important tips on how to properly file an insurance claim
for water damage. Remember, our technicians are always happy to talk to your adjuster to adequately convey the extent of the damage.
The first thing you need to do is make contact with your insurance company. It’s best to speak with your regular agent. Not only is there a familiarity with them, but they know your property history and your exact policies. An insurance professional will advise you on whether or not you even need to file a claim and if your policy can come into play based on the cause of the damage; they will walk you through the process from there. They also can dispatch an adjuster for you. It’s important to know right off the bat that three things will almost never allow you to use your homeowners insurance policy: flood damage, a sewer malfunction, and damage from an unresolved issue you knew existed.
First Things First: Talk to Your Insurance Agent About the Water Damage
The first thing you need to do is make contact with your insurance company. It’s best to speak with your regular agent. Not only is there a familiarity with them, but they know your property history and your exact policies. An insurance professional will advise you on whether or not you even need to file a claim and if your policy can come into play based on the cause of the damage; they will walk you through the process from there. They also can dispatch an adjuster for you. It’s important to know right off the bat that three things will almost never allow you to use your homeowners insurance policy: flood damage, a sewer malfunction, and damage from an unresolved issue you knew existed.
Document Everything, and Show Your Adjuster All the Water Damage
From the start of the process to the finished product, you have the responsibility of documenting everything. Before you begin any repairs, take detailed photos, videos, notes, and any other means to prove the extent of the damage should you run into problems. In addition, document all communication between yourself and insurance personnel, including emails, text messages, voicemails, etc. Hold onto this communication throughout the claims approval process and as repairs get underway. When the adjuster arrives at your home, show them all of the damage the water has caused, not just portions of it. You want to receive all of the aid possible.
The Types of Coverage You'll Receive for Water Damage
In a successful claim, you will receive two types of coverage for your water damage: dwelling coverage and personal property coverage.
Dwelling coverage encompasses the cost to repair or replace structural damage to your home and attached structures (likely detached, too, but it depends on the policy). If your home is unlivable throughout the course of restoration, dwelling coverage will also cover hotel costs, restaurant and grocery bills, etc. Personal property coverage is the total cost to repair or replace ruined items from water damage. Keep in mind, however, that high-value items may need additional coverage. The final thing to note about filing an insurance claim for water damage is imperative: do not start any cleanup or restoration until you’ve received confirmed approval of your claim. This could cause it to be immediately thrown out.
Contact Restoration 1 of North Georgia Water Damage Restoration
Once you’ve received approval for your claim, call our team at Restoration 1 of North Georgia.
We’re available 24/7 for comprehensive water damage restoration services. Contact us today!
If your property has suffered water damage, don’t wait—contact Restoration 1 of North Georgia immediately. Our trained professionals will assess the situation, remove the water, and restore your home or business to its original condition.
At Restoration 1 of North Georgia, we understand the stress water damage can cause, which is why we’re here to help you every step of the way. But before our team arrives to handle the situation professionally, there are several steps you can take to mitigate the damage in your Dawsonville, GA home.
If you’re dealing with water damage and need professional assistance, Restoration 1 of North Georgia is here to help. Our expert team specializes in water damage restoration, ensuring your property is restored quickly and effectively. Contact us today for 24/7 emergency services!
Trust Restoration 1 of North Georgia to handle your water damage emergency with professionalism, efficiency, and compassion. We’re here to help you every step of the way!
At Restoration 1 of North Georgia, our board-up services help prevent further damage, save on additional costly repairs, and protect your property as it undergoes restoration. Here’s why board-up is more than just a quick fix and how it can make a lasting impact.
We are your local experts in emergency restoration services, ready to respond to your needs in Dawsonville, GA, with speed, efficiency, and unparalleled expertise.
Here’s why smoke damage is so harmful and how professional restoration can make a difference.
While it may be tempting to tackle smoke damage cleanup on your own, the reality is that this task is best left to trained professionals who possess the expertise, equipment, and experience necessary to mitigate the full extent of the damage.
In this blog post, we'll explore the distinctions between commercial and residential restoration and discuss how we approach each, considering the key considerations for both.
In this blog post, we'll delve into the comprehensive range of commercial restoration services they offer, demonstrating their commitment to reviving businesses and communities alike.
Restoration 1 of North Georgia
50 Malala Dr. Suite 100, Dawsonville, GA 30534
Restoration 1 of North Georgia © 2020 All rights reserved.